Regular Shares

Must deposit $25.00 par value

No monthly service charge

Direct deposit accepted (ACH/EFT)
 

Share Draft Account

First order of checks free

Overdraft Protection available

No minimum balance requirement

No monthly service charge

Free ATM/Visa Check Card available

Free checks if 55 or older

Dividends earned when balance is greater than $300.00

Direct deposit accepted (ACH/EFT)

Electronic drafts accepted (ACH/EFT)
 

Christmas Club

No minimum balance requirement

No penalty for early withdrawal

Account may remain open after withdrawal

Direct deposit accepted (ACH/EFT)

Funds deposited into regular share account in October
 

Share Certificates

91 Day and 6 Month

Dividends may be withdrawn at any time

Penalty is up to 6 months of dividends

Grace period is 10 days before and 10 days after maturity date
 

12 Month     13 Month    18 Month     24 Month
30 Month

Dividends may be withdrawn at any time

Penalty is up to 6 months of dividends

Grace period is 10 days before and 10 days after maturity date
 

Money Market Account

$2,500.00 minimum balance

Tiered dividend rate

No monthly service charge
 

Individual Retirement Account

No minimum balance requirement

No transaction fees

No monthly service charge